Relationship Manager, Commercial Banking

HRINC (Cambodia) Co., Ltd Job location: Phnom Penh

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Job Overview
# Hiring1
Job TypePermanent Job
Exp. LevelManagement
Job FunctionSales
IndustryBanking / Financial Service
Preferred ApplicantLocal
Required LanguageKhmer , English
DeadlineApr 11, 2026
LocationPhnom Penh
Responsibilities and Duties
  • Grow loan and deposit (either lending-related or non-lending-related) within customer segment focus and business strategy.
  • Grow CASA and improve CASA ratio for lowering funding cost.
  • Grow revenue – an interest income and a non-interest income (which is included with both loan related fee income and fee-based income).
  • Grow customer base from new to bank (NTB) and strengthen relationships with existing customers (ETB) for maximizing overall relationship value and business referrals.
  • Strengthen business preposition of customer centricity and product mix for pitching NTB and building sticky relationship through product & service capability, and right banking solution.
  • Implement and improve customer account plan, customer pipeline, and client call report as key tools for productivity measurement.
  • Manage and control strategically on customer portfolio & asset quality through the execution of “first line of defense” approach and enhancing good clients onboarding.
  • Conduct credit and operational risk assessment as per outlined in credit policies and guidelines.
  • Follow onboarding procedure as well as KYC process within the segment as per process and guidelines. 
Qualifications and Skills
  • Bachelor’s degree in Business Management, Economic, Finance and Banking, and other related fields
  • At least 2 years’ working experience in commercial bank’s relationship role and credit assessment
  • Extensive knowledge of SME segment: lending and trading products, digital banking products and services.
  • Good understanding financial compliance, risk management and regulatory requirements.
  • Strong sales management and demonstrate tactical selling and negotiation skills.
  • Having a good knowledge of business industries and cross border trade.
  • Proficiency in building and maintaining positive client relationships.
  • Demonstrate understandable verbal and written communication skills 
How to Apply
NamePHATSE Saosreya
TitleRecruitment Coordinator
Phone Number+855 977130335 / +855 967577717
EmailPHATSE.Saosreya@hrinc.com.kh
AddressThe Edge Phnom Penh, House No. A9-A10, Ayasmayan East Street (St. 139), Phum 1, Sangkat Sras Chork, Khan Daun Penh, Phnom Penh
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