Senior Executive of Guarantee Management

HRINC (Cambodia) Co., Ltd

Phnom Penh

DescriptionJob Description

BenefitsBenefits Package

CompanyCompany Profile

ContactCompany Contact

Job Overview

# Hiring1 Position

Job TypePermanent Job

Exp. LevelSenior Executive/Officer

Job FunctionBanking / Financial Service

IndustryBanking / Financial Service

Preferred ApplicantLocal

Required Language

Khmer English

DeadlineOct 25, 2026

Location Phnom Penh

Responsibilities and Duties

Monitor overdue loans and identifying early warning sign.
Understand the drivers/reasons for non-performing loans and the strategies to address them accordingly.
Determine the different categories of non-performing borrowers and effectively prioritize loan recovery efforts.
Cooperate with PFIs to execute initiatives for bad debts recovery, striving to recover outstanding debts.
Establish strategy for debt settlement and regularly track any debt in failure of repayment and irregular risk level for resolution and take measure in time.
Work closely with PFI to ensure that they are well served and work closely with relevant departments to ensure smooth and effective operations.
Record, update, and safeguard guaranteed loans related documents/data submitted by PFI.
Perform and record restructuring application in GMS.
Assist all aspects of centralized operations including credit operation, claims operation, loan recovery process, and so on.
Assist the Manager, Centralized Operations on guarantee operational matters including developing operational procedures and policies.
Produce and analyze of overdue loan report, recovery report, and claim report and present to management.
Highlight finding, analyse the trend and NPL/PAR ratio by PFI to management and the improvement from PFI by monthly, quarterly, semester and yearly report.
Analyze the NPL from different angles and apply various techniques/strategies to maintain a healthy loan portfolio.
Carry out any other duties and ad-hoc assignments assigned by management or when required .

Qualifications and Skills

Bachelor's degree in finance, business administration, or a related field
(Master’s degree qualification preferred).
Minimum 3 to 5 years of experience in the financial industry or banking sector.
Attention to detail and accuracy.
Strong knowledge and experience in managing overdue accounts and collections management.
Analytical and problem-solving skills.
Ability to work effectively as a team with a sense of responsibility, flexibility, adaptability and ability to learn, work under pressure and meet targets.
Knowledge of relevant banking regulations and compliance.
Strong verbal and written communication skills in both Khmer and English.
Competence in Microsoft Office Software and Guarantee Management System (GMS).