Manager, Card Issuing
HRINC (Cambodia) Co., Ltd Job location: Phnom PenhLogin to see salary
Job Description
Benefits Package
Company Profile
Company Contact
Job Overview
# Hiring1
Job TypePermanent Job
Exp. LevelMiddle Management
Job FunctionOthers , Product Management
IndustryBanking / Financial Service
Preferred ApplicantLocal
Required LanguageKhmer , English
DeadlineAug 7, 2026
LocationPhnom Penh
Responsibilities and Duties
- Lead and manage the overall card issuing business for Credit, Debit, and CSS portfolio, including growth strategy and performance tracking
- Develop and manage card product propositions (features, benefits, pricing, fees) for VISA, Mastercard, and CSS cards
- Drive card acquisition, activation, and usage campaigns to increase portfolio size and transaction volume across all schemes (VISA, Mastercard, CSS)
- Monitor and optimize portfolio performance metrics including active rate, spend per card, and transaction volume
- Manage portfolio segmentation strategies (active/inactive, usage behavior, spend categories) to improve engagement and retention
- Oversee product lifecycle management including new product launches, enhancements, and migration across schemes (including CSS)
- Track and optimize revenue streams including interchange, fees, FX income, and interest income
- Coordinate with Risk, Fraud, and Collections to ensure portfolio quality, credit performance, and fraud control are maintained Work closely with Marketing and Digital teams to drive campaign effectiveness and digital usage (eCommerce, contactless, tokenization where applicable).
- Ensure compliance with card scheme rules (VISA, Mastercard, CSS), regulatory requirements, and internal policies
- Prepare and present portfolio performance reports and business insights to management.
- Collaborate with IT and Operations to enhance system capabilities and customer experience.
- Lead process improvement and automation initiatives to improve efficiency and data accuracy.
- Manage relationships with card schemes and network partners, including VISA, Mastercard, and CSS
- Train and supervise team members within the Issuing Business and Portfolio unit
Qualifications and Skills
- Bachelor’s degree in business administration, Finance, Banking, Marketing, or related field
- Minimum 5–8 years of experience in card issuing, product, or portfolio management in banking
- Strong understanding of card business across VISA, Mastercard, and CSS networks
- Experience managing Credit, Debit, and/or CSS portfolios is highly preferred
- Knowledge of card scheme rules, pricing models, and regulatory requirements
- Strong analytical skills in portfolio management, segmentation, and performance tracking
- Proficient in MS Excel and data analysis/reporting tools
How to Apply
NamePHATSE Saosreya
TitleRecruitment Coordinator
Phone Number+855 977130335 / +855 967577717
EmailPHATSE.Saosreya@hrinc.com.kh
AddressThe Edge Phnom Penh, House No. A9-A10, Ayasmayan East Street (St. 139), Phum 1, Sangkat Sras Chork, Khan Daun Penh, Phnom Penh
Other opening vacancies from HRINC (Cambodia) Co., Ltd
To support us!
Please mention www.hrincjobs.com as a source you found the job in your applied email.
Related Jobs
