Senior Executive of Guarantee Management

HRINC (Cambodia) Co., Ltd Job location: Phnom Penh

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Job Overview
# Hiring1
Job TypePermanent Job
Exp. LevelSenior Executive/Officer
Job FunctionBanking / Financial Service
IndustryBanking / Financial Service
Preferred ApplicantLocal
Required Language
DeadlineJul 17, 2026
LocationPhnom Penh
Responsibilities and Duties
  • Monitor overdue loans and identifying early warning sign.
  • Understand the drivers/reasons for non-performing loans and the strategies to address them accordingly.
  • Determine the different categories of non-performing borrowers and effectively prioritize loan recovery efforts.
  • Cooperate with PFIs to execute initiatives for bad debts recovery, striving to recover outstanding debts.
  • Establish strategy for debt settlement and regularly track any debt in failure of repayment and irregular risk level for resolution and take measure in time.
  • Work closely with PFI to ensure that they are well served and work closely with CGCC's relevant departments to ensure smooth and effective operations.
  • Record, update, and safeguard guaranteed loans related documents/data submitted by PFI.
  • Perform and record restructuring application in GMS.
  • Assist all aspects of centralized operations including credit operation, claims operation, loan recovery process, and so on.
  • Assist the Manager, Centralized Operations on guarantee operational matters including developing operational procedures and policies.
  • Produce and analyze of overdue loan report, recovery report, and claim report and present to CGCC’s management.
  • Highlight finding, analyse the trend and NPL/PAR ratio by PFI to management and the improvement from PFI by monthly, quarterly, semester and yearly report.
  • Analyze the NPL from different angles and apply various techniques/strategies to maintain a healthy loan portfolio.
  • Carry out any other duties and ad-hoc assignments assigned by management or when required by CGCC.


Qualifications and Skills
  • Bachelor's degree in finance, business administration, or a related field (Master’s degree qualification preferred).
  • Minimum 3 to 5 years of experience in the financial industry or banking sector.
  • Attention to detail and accuracy.
  • Strong knowledge and experience in managing overdue accounts and collections management.
  • Analytical and problem-solving skills.
  • Ability to work effectively as a team with a sense of responsibility, flexibility, adaptability and ability to learn, work under pressure and meet targets.
  • Knowledge of relevant banking regulations and compliance.
  • Strong verbal and written communication skills in both Khmer and English.
  • Competence in Microsoft Office Software and Guarantee Management System (GMS).

How to Apply
NameKONG Navy (Ms.)
TitleRecruitment Associate Consultant
Phone Number+855 12367536 /
EmailKONG.Navy@hrinc.com.kh
AddressThe Edge Phnom Penh, House No. A9-A10, Ayasmayan East Street (St. 139), Phum 1, Sangkat Sras Chork, Khan Daun Penh, Phnom Penh
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