Chief Recovery Officer

HRINC (Cambodia) Co., Ltd Job location: Phnom Penh

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Job Overview
# Hiring1
Job TypePermanent Job
Exp. LevelSenior Management
Job FunctionBanking / Financial Service
IndustryBanking / Financial Service
Preferred ApplicantLocal
Required LanguageEnglish , Khmer
DeadlineJun 11, 2026
LocationPhnom Penh
Job Summary
  • Lead the institution's recovery operations and portfolio resolution strategy to minimize losses and maximize cash recovery.
  • Ensure recovery strategies and loss management practices are aligned with business objectives, risk appetite, and regulatory requirements.
  • Provide leadership to drive sustainable recovery performance and effective management of delinquent and non-performing assets.
Responsibilities and Duties
  • Define and lead recovery and portfolio resolution strategy aligned with business goals and risk appetite.
  • Oversee recovery performance, portfolio trends, loss exposure, and recovery effectiveness.
  • Establish and oversee recovery governance, policies, processes, and control frameworks.
  • Ensure ethical, consistent, and compliant recovery practices.
  • Lead loss mitigation decisions with a balanced approach across recovery, restructuring, legal action, and portfolio closure.
  • Provide strategic direction to Recovery Management with clear accountability and performance discipline.
  • Promote a culture of accountability, risk awareness, and data-driven decision making.
  • Ensure effective coordination with risk, legal, finance, and business functions.
  • Advise CEO and Senior Management on recovery strategy, risks, and performance trends.
  • Present recovery performance and key initiatives to Executive Management and committees.
Qualifications and Skills
  • Minimum 10 years of experience in Microfinance/Banking Sector, with at least 5 years in a managerial position.
  • Strong analytical and problem-solving skills; able to turn data into clear actions and make decisions in difficult situations.
  • Good communication and presentation skills with strong command of English; able to interact clearly with management.
  • Capable of leading teams, negotiating with clients, and applying practical solutions in the field.
  • Works with integrity and accountability, understands field realities, and thrives in a fast-changing environment.
How to Apply
NameVichera RIT (Ms.)
TitleRecruitment Consultant
Phone Number+855 78202503 / +855 93618082
Emailrit.vichera@hrinc.com.kh
AddressThe Edge Phnom Penh, House No. A9-A10, Ayasmayan East Street (St. 139), Phum 1, Sangkat Sras Chork, Khan Daun Penh, Phnom Penh
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Head of Recovery Department

HRINC (Cambodia) Co., Ltd

Jun 11, 2026